Short Description
A required time before certain dental insurance benefits become active, often applied to major services like crowns or dentures.
Long Description
A waiting period is the timeframe a new policyholder must wait before receiving coverage for specific dental services. Waiting periods commonly apply to basic and major procedures but are often waived for preventive care (cleanings, exams, X-rays).
Typical waiting periods include:
No waiting period for preventive care
3-6 months for basic treatments (fillings, extractions)
6-12 months for major services (crowns, root canals, dentures)
12-24 months for orthodontic treatment (if covered)
Insurance companies use waiting periods to prevent individuals from enrolling only to receive expensive treatment and canceling shortly after. Patients needing immediate dental work should look for plans with no waiting period or consider alternative financing options for urgent care.